The Possibilities are Endless with EMUCU's 0% Balance Transfer!
Now through March 31, 2023, receive 0% APR for the first six months when you transfer a balance from another financial institution to either a EMUCU Visa® Platinum Optimum or Visa® Platinum Cash Rewards credit card. After six months, spend wisely with a low interest rate starting from 8.99% - 18.99% APR*.
Plus, enjoy 0% APR for six months on all new purchases made through March 31, 2023, when you do at least one balance transfer.
For more information and to get started, email us at email@example.com, call 800-968-8628 to speak to a Contact Center Representative, or visit any EMUCU branch location.
Don’t currently have a EMUCU Visa credit card? Apply today to get your credit card and take advantage of our balance transfer!
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During our promotional period from of January 1 through March 31, 2023, the offer of 0.00% interest rate for 6 months applies to balances transferred from another financial institution, with no balance transfer fee. The balance will transfer to your choice of a Visa Platinum Optimum or a Visa Platinum Cash Rewards credit card. Following the balance transfer, you may also use your VISA credit card to make additional purchases at 0.00% during the promotional period. After the 6-month term, if the balance is not paid in full from the transfer or new purchases, an adjusted APR of 8.99% to 18.99% will be applicable on the remaining balance depending on the Visa card program selected. Monthly payments during the promotional period will go towards paying down the highest interest rate balance first. The 6-month period begins on the posting date of each transaction. Finance charges include 1% foreign transaction fee, $2 non-EMUCU/non-Co-op ATM fee, $2 overdraft transfer fee. Daily periodic rates vary from 0.0246% - 0.0520% APR depending on card program selected. For new applicants offer subject to credit approval, rate based on creditworthiness. Promotions, rates, terms and conditions are subject to change without notice.