Eastern Michigan University Credit Union provides valuable accounts and loans to the EMUCU community

Your Everything Card

Earn unlimited cash back rewards on all your purchases with EMUCU’s Visa Platinum Cash Rewards credit card. Whether you spend on essentials or treat yourself to a much-needed getaway, you earn unlimited cash back rewards on every purchase. Plus, with no limits, caps, or expiration, you can use your rewards however you want.

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Low Rate Auto Loans

Hit the road in a car you love with rates starting as low as 1.99% APR on auto loans** new to EMUCU†. To serve your other financial needs, our drive-thru  and select lobbies are open. If you would prefer to schedule an appointment, click below.

AUTO LOANS      Location Information     Make an Appointment


Whether through an endowment or sponsorship, arts, culture, education, health and human services agencies are just a few of the many nonprofit organizations EMUCU supports. We work hard to help improve the quality of life for our members and people in communities where we work, live and play.

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Financial Workshops

EMUCU offers a variety of free, high-quality financial education workshops for our members and the community. From budget building to homebuyer workshops, our goal is to help those we serve achieve better financial wellness at every stage of their lives.

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Come visit us, we're in your neighborhood.

What our members are saying

When making any financial decisions or needing financial resources, I always turn to EMUCU first. The team members are knowledgeable, the rates are competitive and the process is simple. N.J., Member Since: 1989
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