Choose the card that best suits your unique needs.
Choose between two Visa® credit cards from EMUCU, one that features a lower interest rate and the other that rewards you with a cash-back program. Both options offer maximum buying power, low fees and high-tech security.
Visa Platinum Optimum
Visa Platinum Cash Rewards
As low as 8.99% Non-variable
As low as 12.99% Non-variable
Low rate for easy payments
1.10% cash back on every purchase; monthly
No annual fee
Can be linked to checking for overdraft protection
27-day grace period for purchases
Free VISA $0 liability coverage
No fee balance transfers and cash advances
Low payments – greater of $25 or 2% of balance
No penalty APR
Offer subject to credit approval. APR as low as 8.99%; maximum APR is 18.99%, based on your credit worthiness. Additional limitations, terms, and conditions apply, and are subject to change without notice. The following transaction fees apply: 1% for foreign transactions, $2 for non-UMCU/non-Co-Op ATM transactions and $2 for each overdraft transfer.
EMUCU offers credit card options with competitive rates, no annual fee, and the added security of EMV-chip technology. Start saving money and earning rewards today with our Visa credit card options.
If you’re in the market for buying or leasing a new or used car, EMUCU is your key to a low rate auto loan.
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