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* Auto Loans as low as 5.74%

** Certificates as high as 3.82%

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Finances Can Feel Intimidating. We're Here to Help!

Recent Blog Posts

How to Budget for a New Baby Image

How to Budget for a New Baby

When Can You Retire Image

When Can You Retire

Planning for retirement involves careful consideration of various factors. You should find the right balance between financial readiness, lifestyle goals, and overall well-being.

How to Avoid Credit Card Scams Image

How to Avoid Credit Card Scams

Credit card scams are on the rise, but you can stay protected by learning how they work and using smart security habits.

How to Pay Off Credit Card Debt: Fast & Long-Term Strategies Image

How to Pay Off Credit Card Debt: Fast & Long-Term Strategies

February 14, 2025

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Eagle Checking Account

Checking Accounts

Eagle Checking Account

Checking gives you the flexibility, features, and Eastern Michigan tradition you expect, no fees, no minimums, and a debit card that shows your true loyalty.

Shop Local Give Local

Shop Local Give Local

Shop Local Give Local partners with local businesses to provide EMUCU member the opportunity to shop for a good cause while investing in local businesses during the holiday season.

Events

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Smart Start: MESP 529

Virtual Presentation

November
4th

Smart Start: MESP 529

Join us for an interactive webinar where we'll break down the essentials of education savings and show you how the Michigan 529 College Savings Plan (MESP) can help you reach your goals, no matter your budget.

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Financial Aid 101

Virtual Presentation

November
4th

Financial Aid 101

This workshop is designed to give parents and high school seniors an overview of what to expect when they plan for college. We'll go over a general overview of the financial aid process with an emphasis on planning and applying for financial aid.

View Details Register Now

Helpful Downloadable Resources

Membership and Account Agreement

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UMCU Be Credit Smart Brochure

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Money Management Brochure

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Savings and Investing Brochure

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Our Recent News & Press Releases

UMCU 70 Years of Service with $70,000 in Donations Image

UMCU 70 Years of Service with $70,000 in Donations

UMCU celebrated 70 years of service with $70,000 in donations to 10 local charities. The Credit Union carried this spirit into 2025, launching the year with a vibrant success celebration of its community legacy and shared success.

Marcus English Crain‘s 40 Under 40 Image

Marcus English Crain‘s 40 Under 40

University of Michigan Credit Union's Marcus English, Chief Operations Officer, has been named to the 2024 Crain's Detroit Business 40 Under 40 list.

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Video Resources

Webinars

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Your Guide to Credit Reports and Scores

Your Guide to Credit Reports and Scores

Understand how credit scores are calculated, what impacts them, and simple ways to improve or maintain a healthy score. Learn how to keep your credit strong.

Savings Strategies and Financial Health

Savings Strategies and Financial Health

Turn saving into a lifelong habit with practical tactics, emergency fund tips, and long-term strategies. Learn how to build savings that last.

Roadmap to Buying a Home

Roadmap to Buying a Home

Get step-by-step guidance on budgeting, credit readiness, mortgage options, and more. Learn how to start your homeownership journey with confidence.

How to Protect Yourself from Fraud

How to Protect Yourself from Fraud

Spot scams, protect your data, and strengthen online and offline security habits. Learn how to safeguard your identity and finances.

Videos

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Where to Buy: Private Sellers vs. Dealership

Where to Buy: Private Sellers vs. Dealership

When deciding on whether to purchase a car from a dealership or go the private sales route, it's important to proceed carefully as each option has its pros and cons.

What is a HELOC? Your Home's Equity Explained

What is a HELOC? Your Home's Equity Explained

A HELOC, or Home Equity Line of Credit, lets you borrow against your home's value for renovations, education, or debt consolidation. Learn more about this flexible, low-cost way to finance what matters most.

Should I Buy a New or Used Car?

Should I Buy a New or Used Car?

You're ready to buy a car, but which do you choose — new or used? Choosing to buy a new or used car may not be as simple as it seems.

Online Banking - Frequently Asked Questions

Online Banking - Frequently Asked Questions

EMUCU's webinar introduces the new online banking system, showing account views, transfers, mobile tools, security, and e-statements to help members manage money with ease.