Various deals reward your membership.

At EMUCU, our special promotions are geared toward helping you achieve financial success.


Join us at EMUCU's shred event on Saturday, April 27th from 10 am to 2 pm at our Jackson Road Branch in Ann Arbor.


Now through April 30, 2019, in celebration of EMUCU's new branch on Carpenter Road, you can take advantage of any or all of these exciting, limited-time offers:

  • Earn more from your money with 3% APY* 36-Month Special Certificate.
  • Enjoy a lower monthly payment with a low rate auto loan starting at 3% APR.**
  • Receive $100 when you open a checking account and set up direct deposit.
Make sure you visit our newest branch at 2621 Carpenter Road, Ann Arbor, MI 48108!

Not a member?

You can join today by applying here, visiting our new branch or any other conveniently-located branch or calling us at 734-487-1033 or 866-923-2385!


Benefit from your home's value this season by taking advantage of a Home Equity Line of Credit with zero closing costs from EMUCU.

Your home's equity can provide the funds you need to:

  • Complete home renovation projects
  • Cover educational expenses such as college tuition
  • Consolidate debt
  • Pay for weddings
  • Plan a vacation
  • and more!
Learn more about our Home Equity loan here, visit any branch, or call us at 734-487-1033.
*APY = Annual Percentage Yield. Only new money not currently on deposit at EMUCU is eligible for the promotion. Promotion valid through 4/30/2019. Minimum amount to open and maintain the account is $500 for 36 months at 3.00%. A penalty will be imposed for early withdrawal. **APR = Annual Percentage Rate. Rates as low as 3.00%. Refinances of existing EMUCU loans are excluded. Subject to credit approval. Rate based on creditworthiness. Promotions, rates, terms and conditions are subject to change without notice. 
***Basic Checking Account only and does not pay interest. Promotion valid through 4/30/2019. Must direct deposit a minimum of $100. At least one recurring qualifying direct deposit must be received within 60 days of the checking account open date. The $100 bonus will be provided into account after 60 days. For new members, an EMUCU share savings account with a $5 deposit must also be opened. Members with an existing EMUCU account are not eligible. You must not have closed a personal checking account within 60 days of the start of the promotion in order to be eligible. EMUCU may report the value of the bonus to the IRS as required by law.  Any applicable taxes are the responsibility of the member. A qualifying direct deposit is an electronic credit of your salary, pension, Social Security, or regular monthly income into your EMUCU basic checking account by your employer or an outside agency. Transfers from one account to another do not qualify. The new checking account must remain open for 60 days and in good standing to qualify for the $100.
Ask an EMUCU employee for further information about the terms and fees.

*EMUCU pays all closing coss. Variable rate APR as low as 5.50%. Maximum APR 25%. Subject to credit worthiness and loan approval. Rates, terms and conditions subject to change without notice. Offer excludes refinances of exisiting EMUCU loans. Property insurance required. Offer valid through 8/31/2019. NMLS#712343