Mortgages

Are you buying?

Acquiring the right loan can make your home purchase more affordable. EMUCU offers fixed-rate mortgages ranging from 10 to 30 years. Those looking for lower monthly payments in the early years of home ownership should look into our attractive adjustable-rate mortgage offerings.

Building a home?

Your dream home's blueprint should include an EMUCU loan. We have many years of experience with construction loans. One easy application can give you a loan that covers your costs all the way through the building process.

Refinancing?

Do you love your current house but not your current mortgage? EMUCU is committed to helping you find a solution that better suits your current financial situation. We'll do everything we can to lower your interest rate or reduce your monthly payments.

First-time homebuyer?

Special financing provides opportunities to first-time buyers. We'll introduce you to mortgage options that have lower down payment requirements, flexible credit rating standards and other financial advantages.