For purchases and refinances, EMUCU offers various home loans.
EMUCU offers competitive rates, a wide range of mortgage options and an easy application process. Just as importantly, we can help lead you to a loan that will make you just as happy as your new home.
Are you buying?
Acquiring the right loan can make your home purchase more affordable. EMUCU offers fixed-rate mortgages ranging from 10 to 30 years. Those looking for lower monthly payments in the early years of home ownership should look into our attractive adjustable-rate mortgage offerings.
Building a home?
Your dream home's blueprint should include an EMUCU loan. We have many years of experience with construction loans. One easy application can give you a loan that covers your costs all the way through the building process.
Refinancing?
Do you love your current house but not your current mortgage? EMUCU is committed to helping you find a solution that better suits your current financial situation. We'll do everything we can to lower your interest rate or reduce your monthly payments.
Special financing provides opportunities to first-time buyers. We'll introduce you to mortgage options that have lower down payment requirements, flexible credit rating standards and other financial advantages.
HOW MUCH HOME CAN I AFFORD? WHAT WILL MY MONTHLY PAYMENT BE?
Carpenter Road Branch
mortgages@umcu.org
734-487-1033 ext. 2409
2621 Carpenter Rd.
Ann Arbor, MI 48108
EMUCU Administrative Office
734-487-1033 ext. 2304
340 E. Huron St.
Ann Arbor, MI 48104
William Street Branch
734-487-1033 ext. 2155
333 E. William St.
Plymouth Road Branch
734-487-1033 ext. 2157
2601 Plymouth Rd.
Ann Arbor, MI 48105
Jackson Road Branch
734-487-1033 ext. 2153
4440 Jackson Rd.
Ann Arbor, MI 48103
Credit Cards
Whether you're looking for a lower interest rate card or one with a cash-back bonus, EMUCU has credit card options that will fit your needs.
What our members are saying
We've refinanced our mortgage a few times and have had a couple of home equity loans with EMUCU. It has always been easy to get these done and the staff is very helpful! M.B., Member Since: 1987
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