Share Savings Account

Earn dividends on deposits with the account that give you part ownership in EMUCU.

Money Market Savings Account

Earn dividends on deposits as long as you have a balance of at least $2,000.


You'll earn exceptional returns whether you choose to invest for 6 months or 5 years.

Holiday Savings Account

Regular deposits plus dividend payments will help you afford a little extra during the holiday season.

Individual Retirement Accounts (IRAs)

Save for your golden years while taking advantage of a wide range of potential tax advantages.


  Share Savings Holiday Savings Money Market Savings Certificate Account IRAs
Maturity n/a n/a n/a End of term End of term
Min. Deposit (initial) $5 $0 $0 $500 $500
Dividend Paid (frequency) Monthly Monthly Monthly Monthly Monthly
Minimum Balance to earn interest None None $2,000 $500 $500
Transfer/Withdrawal Access Online, in-person, over the phone, email, or ATM Mobile, online, over the phone, email, or in-person Mobile, online, in-person, over the phone, email or ATM In-person or over the phone In-person or over the phone.

IRS penalties and taxes may apply

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