Convenient features makes it easy to manage your finances.
Basic Checking Account
It's the perfect account for Eastern Michigan Eagles and fans. It's all the basics and a lot more.
Interest Checking Account
It's a full-service checking account with an extra advantage. You'll make the most out of every dollar when you earn interest on your deposits.
Debit Cards
Use your card at millions of stores, hotels and restaurants. Withdraw money at thousands of surcharge-free ATMs around Michigan and across the country.
Effective Date: Thursday, February 27th, 2020
Basic Checking
Interest Checking
Monthly Fee
N/A
$8.00 if balance falls below $500
Rate
0.00%
Tiered Based on Balance
Minimum Balance
$2,000 to earn interest
Debit Card
Yes - Free
Overdraft Protection Available
Yes - No opt-in fee $2 fee for each transfer from another account $30 fee for each Courtesy Pay
Online Banking and Mobile App Access
Bill Pay
Online Check Images
eStatements Available
Online Check Recording
Whether you're looking for a lower interest rate card or one with a cash-back bonus, EMUCU has credit card options that will fit your needs.
Courtesy Pay
Overdraft Protection