You choose how to best utilize these funds.

Whether your expenses are planned or unexpected, EMUCU offers the My Choice Loan as a solution. We lend our members funds at reasonable rates so you can remodel your home, take a trip, or simply make your finances more manageable.

  • Borrow up to $50,000 based on credit worthiness
  • Fast, easy application process
  • Use the money any way you need it -- for vacations, home repairs, debt consolidation, etc.
  • Fixed-rate loan for predictable monthly payments
  • No collateral required
  • Up to 60-month term
  • Subject to credit approval; normal credit standards apply