Tailor your checking account to specific business needs.

For businesses of all sizes, checking accounts are financial management tools that help leaders monitor cash flow, minimize expenses, and move funds quickly to capitalize on opportunities. At EMUCU, low fees and free electronic banking services make either of our business checking accounts great choices for owners and executives focused on improving efficiency.

Silver Business Account

  • Full-service business checking account
  • Opportunity to open either a Share Savings* or Money Market Savings
  • Free Visa debit card
  • Free access to Online Banking tools and Mobile Banking app
  • Free online bill-paying services with Bill Pay
  • No charge for first 100 checks and other debits each month ($0.20 for each additional item)**
  • No charge for first 200 deposits and other monthly credits ($0.10 for each additional item)***
  • Low minimum balance of $200
  • No monthly maintenance fee if minimum balance is met ($5 if balance falls below minimum requirement)

Gold Business Account

  • Full-service business checking account
  • Opportunity to open either a Share Savings* or Money Market Savings
  • Free Visa debit card
  • Free access to Online Banking tools and Mobile Banking app 
  • Free online bill paying services with Bill Pay
  • No charge for first 300 checks and other debits each month ($0.25 for each additional item)**
  • No charge for first 400 deposits and other monthly credits ($0.15 for each additional item)***
  • Low minimum balance requirement of $200
  • No monthly maintenance fee if minimum balance is met ($10 if balance falls below minimum requirement)
Tier Interest Rate Annual Percentage Yield
Advantage Business Checking
$2,000 - $4,999.99 0.05% 0.05%
$5,000 - $9,999.99 0.06% 0.06%
$10,000 - $24,999.99 0.10% 0.10%
$25,000+ 0.20% 0.20%

APY is Annual Percentage Yield. The rate may change after the account is opened. Checking account fees could reduce earning. Paid and compounded monthly. Rate and APY vary depending on balance.

*Required for plan.

**Each check deposited is counted as an individual item. Total cash within a deposit is counted as one item.

***Item counts are the total monthly aggregate of all items presented to all your accounts under a single account number.