Graduation Loans


It’s been years of hard work and dedication, and we’ve been honored to support you financially as your credit union. When you started as a student and opened a student account, you were just beginning your financial and educational journey. Now, as a graduate, we want to celebrate your achievements by extending two special loan offers to mark this momentous occasion.

Graduation Loan

Start a new financial chapter with:


  • Auto Loans: 0.50% off on auto loans new to EMUCU*
  • My Choice Personal Loan– 8.00% APR*

Apply Today for the Graduation Loan

Apply Online

Use the EMUCU convenient online application.      

Online Banking or Mobile App

You may inquire by submitting a secure message through online banking or our mobile app and use Graduation Promo in your subject.

By Phone

Contact one of our team members and they would be happy to assist you with your savings goals. Give us a call.

In Person

Stop in at one of our branch locations and get in-person attention to help answer any questions and to open your certificate of deposit.

Insured by the National Credit Union Administration (NCUA).
Special rates valid for one year from date of graduation from an accredited university. Subject to credit
approval. Additional limitations, terms and conditions apply, and are subject to change without notice.

May not be combined with other promotions or discounts

*Actual rate based on creditworthiness.